humm
If you’re eligible, humm may allow approved dental costs to be spread across an agreed repayment term.
Afterpay · Read the terms behind the instalments
If you’re eligible, Afterpay Pay in 4 may split approved dental costs into four payments across six weeks.

Afterpay may let you split approved dental costs into scheduled payments, if you’re eligible. We start with the care itself: the treatment, the alternatives and the fee come first, and how to pay comes after.
What To Check FirstWhat To Expect At Your VisitWith Afterpay Pay in 4, an approved purchase is repaid in four instalments over six weeks. Read the schedule and terms before you choose it.
Ask what the proposed care costs before you arrange payment.
Mark the due dates and ask whether the instalments fit your budget. Late fees may apply.
Read Afterpay’s requirements, your limit and the payment dates, and compare them with your regular spending.
Say you might use Afterpay, and ask for an estimate of any planned treatment.
Talk through the recommended care, the alternatives and the fees with your dentist before agreeing.
Confirm how payment works here. An app and a digital Afterpay Card may be needed, and Afterpay decides whether the transaction is approved.
Check the approved schedule before accepting it, pay on time, and contact Afterpay about account problems or late fees.
Afterpay handles account and transaction approval. Talk to our team about the treatment fee and how paying works in the practice.
Read Afterpay Pay in 4 termsAfterpay decides whether your account and transaction are approved. Read its current requirements, and check your limit, before building plans around it.
Afterpay assesses your account and the individual transaction. The practice cannot approve it or promise that it will be accepted, even if you have used Afterpay before. Check the current Pay in 4 terms and your available spending amount before relying on it for an appointment. Ask our team to confirm the treatment fee and how Afterpay can be used here. If you have health insurance, check the expected rebate separately and clarify which amount would be paid through Afterpay. An account limit and a health fund benefit are different things. Before proceeding, review the payment dates and what the agreement says about fees and missed payments. Confirm an alternative way to settle the account if the transaction is not approved. You can ask treatment questions without committing to finance, and you should make the clinical decision independently of the amount offered by a payment provider. Approval is a provider decision, not a recommendation about affordability.
Wondering about Afterpay? Our team explains your treatment, its fees and what to check before you book, and there’s no pressure to decide on the spot.